For payment transactions where the customer does not want to use a credit card, alternative payment methods are available. These options are fully integrated into the NDMS platform.

PayPal

PayPal serves as an electronic alternative to traditional paper methods of payment such as checks and money orders. PayPal is an online payment service that allows individuals and businesses to transfer funds electronically to anyone with an e-mail address.

Google Checkout

Google Checkout is a service designed to make online purchases easier for both the consumer and the retailer. On the consumer end, users create a free Google Checkout account. Part of the account creation process includes entering a credit or debit card number, which Google stores in a secure database. When the user visits a retailer that subscribes to Google Checkout, he or she can click on the checkout option and Google facilitates the transaction. This means that the user doesn't have to enter a card number every time he or she makes a purchase.

Western Union

Western Union offers several electronic and cash payment options that allow consumers to send bill payments on a one-time or recurring basis. Consumers can conveniently send payments for utility bills, auto loans, mortgages, financial and insurance service providers and government entities through a network of third-party Agent, such as NDMS.

For billers, NDMS and Western Union provide comprehensive and customizable bill payment solutions that help improve cash flow and reduce costs.

ACH (Automated Clearing House)

The ACH system comprises direct deposit, direct debit and electronic checks (e-checks).  For example: You make a recurring customer-to-vendor payment when you pay a bill through a regularly scheduled direct debit from your checking account or an automatic charge to your credit card. This type of payment plan is commonly offered by car insurance companies, phone companies and loan management companies. Some long-term contracts (like those at gyms or fitness centers) require this type of automated payment schedule.

Bill Me

Online Bill Pay is an automatic bank-to-vendor payment method. A consumer logs on to secure web site, enter the vendor's information and authorize’s the bank to electronically transfer money from the consumers account to pay the bill. In most cases, one can choose whether to do this manually for each billing cycle or have bills automatically paid on the same day each month.

NDMS Offers

NDMS offers the technology, resources and support to deliver complete end-to-end payment processing services to any merchant.

By partnering with us, you gain the strength, reliability and flexibility of our payment processing network, plus comprehensive and proactive customer support that is unmatched in the industry. Our expert capabilities deliver swift, seamless authorization, capture, clearing and settlement services to meet your needs.

Benefits include:

  • Full line of POS equipment and software applications
  • Complete array of connectivity options
  • Comprehensive payment forms
  • Quick and easy setup
  • Robust reporting
  • Unmatched pricing

Support:

  • Access transaction and batch information within minutes of the completed transmission
  • Historical data available for the previous 13 months
  • View and analyze daily electronic sales
  • View monthly summaries (for multiple merchant accounts under one merchant)
  • Create customized reporting
  • Securely download data and reports in various formats