Fast and Easy Checkout

Both Visa and MasterCard have No Signature Required Programs, which waives the signature requirement for qualifying transactions less than $25 across 17 merchant categories using existing magnetic stripe POS card acceptance terminals. The program is designed to accelerate acceptance and card usage at traditionally cash-intensive merchants.

The growth of card usage for small ticket payments among consumers is attributed to a number of factors, including rising consumer usage of cards for everyday purchases and the popularity of debit cards over cash for small ticket purchases.

The No Signature Required transaction process is the same as a standard Credit Card transaction, only faster, because you do not require a signature from your customer for transactions under the pre-specified floor limit. You simply swipe the card and return it to the cardholder... No Signature or Receipt Required! (However, if a customer requests a receipt, one must be provided.)

Benefits to your business

  • Chargeback Protection – On transactions under the pre-specified floor limit, an issuer cannot charge back a below-the-floor limit transaction for: non-receipt of requested item, illegible, or fraudulent transactions.
  • Increased Sales – Customers are no longer restricted by cash on hand, so they tend to spend more and are satisfied by the increased speed of the transaction.
  • No Additional Equipment Required – Merchants use their existing point-of-sale equipment to process a No Signature Required transaction.

Supported Card Payments

  • American Express
  • Business check
  • CarteBlanche
  • Credit card
  • Diner’s Club
  • Discover / Novus
  • JCB
  • Maestro
  • MasterCard
  • Optima
  • Personal check
  • Visa / Delta

Other Payment Services include:

  • Check processing services including guarantee and conversion at the POS plus back office, Check21 and ACH
  • Branding, issuing and processing your own secure electronic Gift & Loyalty card program
  • Payment Card Industry Data Security (PCI DSS) consulting
  • Comprehensive reporting options to manage your merchant account using a secure web access portal at no charge

Supported Alternative Methods of Payment

  • Bill Me Later
  • eBillme
  • PayPal PayFlo
  • TenderCard
  • Google Checkout
  • Others

NDMS Offers

NDMS offers the technology, resources and support to deliver complete end-to-end payment processing services to any merchant.

By partnering with us, you gain the strength, reliability and flexibility of our payment processing network, plus comprehensive and proactive customer support that is unmatched in the industry. Our expert capabilities deliver swift, seamless authorization, capture, clearing and settlement services to meet your needs.

Benefits include:

  • Full line of POS equipment and software applications
  • Complete array of connectivity options
  • Comprehensive payment forms
  • Quick and easy setup
  • Robust reporting
  • Unmatched pricing

Support:

  • Access transaction and batch information within minutes of the completed transmission
  • Historical data available for the previous 13 months
  • View and analyze daily electronic sales
  • View monthly summaries (for multiple merchant accounts under one merchant)
  • Create customized reporting
  • Securely download data and reports in various formats