Rates subject to application approval. All transactions are subject to payment card association guidelines. Interchange, dues, assessments, program fees, and other Visa/MasterCard/Discover/AMEX processing and bank fees are passed through to merchants as applicable and only for services employed. Terms, conditions, and fees are subject to change without notice. Card present payment card "swiped" rate of 1.39% will be charged on qualified, swiped Visa/MasterCard/Discover/AMEX Network transactions that are electronically authorized. A card not-present payment card "non-swiped" or "key-entered" rate of 1.79% will be charged on all qualified manually-keyed Visa/MasterCard/Discover/AMEX Network transactions that have AVS. All Visa/MasterCard/Discover/AMEX Network transactions that do not meet the requirements stated herewithin or business payment cards, foreign payment cards and transactions that do not meet Visa/MasterCard/Discover/AEMX Network requirements for the best interchange program, will be surcharged a "Mid-Qualified" rate of .75% or "Non-Qualified" rate of 1.50%. The rates and fees listed herewithin include the standard fees required of operating and maintaining a merchant services account and are not meant to be all-inclusive. Other fees, details, terms and conditions as outlined in the Merchant Processing Agreement, application, and other documentation may apply.